To effectively cool with controlled residential ventilation, a preceding cooling coil is more or less ineffective if the rest of the system remains as the usual controlled residential ventilation is built. The geothermal heat exchanger causes more problems than it solves. Likewise, cooling via underfloor heating is no more than a drop in the ocean; it lowers the temperature by a few degrees and creates a slightly cooler floor... but where cooler air is desired, that is, about 1m above the finished floor, the air remains more or less unchanged. The mentioned dehumidification is only marginal and the circulation too low.
Sure, here a little, there a little, and with automated shading and other measures, one can cool a house down enough to make it comfortable.
If you really want to cool effectively to 22-23°C, then you should consider air conditioning, and the 200-300 euros annual operating costs should not really discourage you.