Is the dream of owning a home realistic?

It depends on the bank. With us, the loan amount is paid out without proof of invoices. So I could easily buy lamps, kitchen, etc., but I don't need to...

It depends on the bank. With us, the loan amount is paid out without proof of invoices. So I could easily buy lamps, kitchen, etc., but I don't need to...

What kind of bank is that?? :-o

Yes, that would interest me too.

Local savings bank. The financing amount X is available. Disbursement occurs upon request, with a completed form (construction status report) at 25, 50, and 75 % each.

Very questionable... and are you sure they don't want any invoices?

They seem to live on a green island... a small savings bank?

Sparkasse KölnBonn, also big. I was also surprised about it and specifically asked about it during the conversation. I was told that this was how the invoices were handled until now, but it was recently changed. I was pleased about it because it would make the process easier, but it is not crucial for me anyway because I have nothing to hide. Since I have not retrieved anything so far, I cannot report anything from practical experience.