First of all, many thanks for the numerous feedbacks and hints! That helps me a lot in assessing the situation.
Given the net income in the region, you almost feel like you're being ****** when asking the question
Let's go
No, I definitely did not want to ****** anyone here! But you often read that builders both underestimate the cost estimate and overestimate their financial capacity. And besides the monthly burden for the house, you always want to have some "room to breathe". Especially since my wife already had very wide eyes at €460,000 . Against this background, it was very important to me to get an assessment from a third party.
Project volume of €460K is tight, but you can afford more, you’ll realize what works and what doesn’t the deeper you dive into the building jungle.
How much "more" do you think would realistically be possible? It certainly always depends on one’s own standard of living and thus on the question of how much one wants to spend on consumption at the end of the month. But I would classify us as rather average consumers (everything is relative, I know...).
Calculate your savings rate. If the €6.7K per month isn’t wasted on expensive cars, I would expect you save at least €2,500 per month for ... ?
No, money is not wasted on cars . Everything is paid off, meaning only the running costs apply. The savings rate is currently €2,000 per month, but we are working everything through, I also think there is still room for improvement.