Is home financing with mother possible?

  • Erstellt am 2020-09-17 10:51:19

K1300S

2020-09-17 13:11:06
  • #1
https://www.hausbau-forum.de/threads/informationen-um-dein-finanzierung-angebot-bewerten-zu-koennen.18200/
 

Tom1997

2020-09-17 13:25:52
  • #2
My mother and I do not currently live together. According to various calculators on the internet, I come up with a rate of 800-1000€ per month. We can easily save 500€ each per month with all living expenses/rent etc (500€ is rather set low). I pay 620€ for rent and my mother about 750€. Is the amount of 280,000€ set too high (as the maximum possible amount for the house)?
 

K1300S

2020-09-17 13:27:12
  • #3
But the questionnaire demands quite a bit more information.
 

Tom1997

2020-09-17 13:30:32
  • #4


At a repayment rate of 2.5%, everything would be paid off in 31 years with €953.
 

Tassimat

2020-09-17 13:31:20
  • #5


With which data? Keep in mind that your mother should not conclude her financing solely with 2% repayment and a calculated term of 35 years or something similar.


I don’t know where you live, but I find 280,000€ for a house unbelievably cheap. Especially for a two-family house.
 

Tom1997

2020-09-17 13:34:38
  • #6


I live in Ostwestfalen-Lippe. The data is a 2.5% repayment rate as mentioned.
 

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