Is financing with 2 parties possible?

: My father is currently sinking into Alzheimer's dementia. We noticed the first signs in late summer 2017 – like almost all relatives, rather late. My father had many strategies to conceal his forgetfulness. Now we are about 20 months further. My father has better and worse days "What, this is butter?". We want to arrange 24-hour care from a provider for my parents (both still live together in their own house). He can no longer be left alone, as anything can happen from "getting lost during a walk" to "I buy everything at the front door and show my valuables" to a room fire (failed repair attempt on the electrical system). It won’t be long before the best solution will be a move into a specialized facility, since a truly safe environment and comprehensive care is difficult to provide in a normal house. Talk through the scenarios with your sister – maybe you get along as well as we four children and simply go through the scenarios and your reactions to them.

Yes, we are definitely on top of the matter. Currently, it has not been diagnosed yet. Nevertheless, living alone at 81 years old is no longer so easy for him, and he is noticeably deteriorating. With us, I would simply have a safer feeling.

Can you afford full-day care? Or to completely leave your job? Including giving up vacation if you don’t get a spot for short-term care or if the other relatives think that the advanced inheritance was received precisely for taking full care of the father alone? Speaking of advanced inheritance – depending on how long your father still lives, a compensation to the other heirs might still be necessary. Speaking of caring – would you take on guardianship? Having financial care for someone with whom you also have a contract (e.g. about rent or participation in construction) might not be so easily possible. Speaking of care – will you pay for the nursing home alone if he can no longer live with you at some point? Those who want to care for their relatives deserve respect! But you should also be aware of the limitations it brings, especially with dementia, which hardly or only late affects the physical abilities (especially running away).

Yes, we are definitely on it. At the moment, it has not been diagnosed yet. Nevertheless, living alone at 81 years old is not so easy for him anymore and he is noticeably deteriorating. I would simply feel safer with us.

Then he is of course not ideally placed above a garage. Either in the house or not at all.