Is financing feasible? Stuttgart's Speckgürtel

Don’t let the swarm painters confuse you. And the thing is not stitched on the edge by any means, but actually very solid. I would do it. Nevertheless, better to make special repayments in the first years rather than a second vacation, but your previous saving behavior makes me suspect that you already see it that way. Good luck with the construction!

Very solid? Is that supposed to be a joke now? What exactly is very solid about three quarters of a million in credit with a 7k income? The equity capital is just enough for a little more than the incidental costs. So I think that is a (price) shelf too high.

Very solid? Is this supposed to be a joke? What exactly is very solid about three quarters of a million in credit with a 7k income? The equity is barely enough for a little more than the incidental costs. So I think this is a (price) bracket too high.

Well, it's interesting. At least numerically. While with the financing presented here of €450,000 at an income of €4,500, it was often assumed to be impossible, €700,000 at an income of €7,000 is rather appropriate here. The factor is identical in both cases and in both cases it would be rather at the upper end of the scale, with 100 times the monthly income. Nevertheless, it is doable. The high savings rate, together with the rent, shows that over 30 years the amount would have to be repaid with ~€2,400 monthly. In all examples here, it is anyway the case that nothing works anymore without two earners.