Is financing feasible? Stuttgart's Speckgürtel

What has always unsettled me until now - especially with large loans of 300,000 euros and above - is how much free capital should remain after deducting the loan + possibly the [Hausgeld] & after deducting all living expenses (food, insurance, etc.)?

It is not necessarily required that anything remains - it always depends on how living expenses are calculated. What remains is nothing other than a real savings rate. You can do it, but you don't have to if, for example, reserve formation is included in the "[Hausgeld]".

Understand. Before I hijack the thread - I saw from your posts that you are a mortgage banker. Could we briefly discuss my financial plans via private message? I feel like I’m not getting any honest opinions from my immediate surroundings. Unfortunately, I can’t send private messages here... .