Is financing advisable despite a high account balance?

I haven't read such nonsense for a long time. Those who can no longer afford more than a 3-room apartment also cannot afford more if the single person would not build.

Says who?

If I continue your thought, someone whose children have moved out and whose spouse dies must urgently leave the property and hand over the house to exactly the family that could not afford a single-family home. Tsk!

Did I say that? I think you misunderstand me.

A single person also needs living space. And they have the right to self-determination. In your sentence, envy can be read.

Yes, they need living space. But do they need a house? Is it sensible to acquire a house just because you have too much money lying around? How do you get envy from that? Why should I be jealous? I stick to the statement: Why should a single person have a house? Just because they have money lying around? If they plan a family, or need rooms for hobbies, or whatever - okay. But just because you have money lying around, acquiring a house is not sensible. For me, the advice: "Sure, you have €450k lying around - buy yourself a house" is not sensible. The advice should be: "If you need a house for xxx reasons, then buy the house." Owning a house just to get rid of money is not sensible to me. But to each their own,...

Now I'll continue spinning: Does a family need a house? No... because in case of doubt, a 3, 4 or 5-room apartment for rent is also enough. Who really needs (and by that I mean requires) a house??? Of course, it can make sense for the OP to get a house if the "money is just lying around." Why not? He can do whatever he wants with it. Whether he buys a house, invests in stocks, goes on a world trip, or hides the money under his pillow... it's his business, not yours or ours. Even if he doesn't want to start a family or doesn't need the rooms for hobbies... even if he would build a house just to show: "This is mine!" - Who cares???

... Why have a house as a single? Just because you have money lying around? ...

Whether single or family person: A house is a good investment. At least better than leaving "the cash" in the account.

I will not address the rest anymore!

You just have to look at who packs the expensive pre-made salad in the supermarket and then complains that the money is never enough! I do have a fat salary and long working hours, but I usually wash my iceberg lettuce myself and get twice as much out of it because that's how I was raised!

Jago

I think we should really leave it at that now, before the topic escalates any further. After all, this has long since had nothing to do with the original question.

: You don't need to defend yourself. You can do whatever you want with your money. However, I would still ask you (even though I'm not a mod) to refrain from using expressions like "Asso-Familie," because only a very small portion of low-income families actually behave the way you describe.

And with that, I'm out of here!