Is construction financing possible like this? Or where is the mistake?

EDIT: This is about a 110m² bungalow. You could have mentioned that!

That's right. Also that the provider, for example, subsidizes the gas connection.

Come on, give me all the numbers...
How much is the land net?

One can indeed ask why the bank then doesn't find clearer words.

There is actually no profit made from funding programs. It's just effort. So that could be one reason.
People also notice how far the other party is in the planning and how much energy one now has to invest in the customer. I also think they have noticed that your plan is not completely thought through yet. The cost side is probably not right yet. And the 20k land price will certainly have to be questioned as well, how that came about. Maybe you can clarify that?

Thank you very much, I can already tell I am not making progress here.

The house costs are realistically calculated

Some people just want advice that confirms them and allows them to walk into ruin with a clear conscience.

Is it a retirement home because you want to sell a property and the new one is relatively small?

is it a retirement home because you want to sell a property and the new one is relatively small?

I assume it's an inheritance since it's not decided yet and called Joker

I assume inheritance, as it is not finalized yet and called a joker

well then