Araknis
2023-08-27 10:05:16
- #1
Horrido. We have a plot of land in an existing residential area where an old house used to stand, which we have demolished. Since the house had a cellar, we now have a hole about 1.5 m deep. At one spot, part of the edge of the pit slipped during the heavy rains last week, and I am now worried that this could happen elsewhere as well. The shortest distance to the next neighbor or their garage is currently about 2.5 m at one point. Is it possible to insure something like this and if so, with which insurance? Homeowners' and landowners' liability insurance?
I have now read as an example in the terms and conditions of the homeowners' and landowners' liability insurance of HUK:
2.2.11 Subsidence of land and landslides
Covered are damages caused by the subsidence of land or by a landslide.
or:
2.2.12 Environmental impact
Covered are damages caused by environmental impact. Environmental impact damage is present if it was caused by: substances, vibrations, noises, pressure, radiation, gases, vapors, heat, or other phenomena that have spread in soil, air, or water.
That should cover the mentioned issue, right?
I have now read as an example in the terms and conditions of the homeowners' and landowners' liability insurance of HUK:
2.2.11 Subsidence of land and landslides
Covered are damages caused by the subsidence of land or by a landslide.
or:
2.2.12 Environmental impact
Covered are damages caused by environmental impact. Environmental impact damage is present if it was caused by: substances, vibrations, noises, pressure, radiation, gases, vapors, heat, or other phenomena that have spread in soil, air, or water.
That should cover the mentioned issue, right?