It doesn't have to be right now, but at 29 you slowly want to move out and live alone. And renting is just not my thing at all. I grew up in a house and got used to the freedom to play loud music anytime,
Moving out – and then into a detached multi-room children's bedroom, I put a question mark behind the sense of that. Without Mrs. Right at your side, it's somehow "dr2okevin home alone"
In addition, I consider rent to be thrown away money.
My antithesis is: thrown away money is, as a single – unless you are Nietzsche and want to stay single – to build a home. The transition due to changed needs also costs money – and I wouldn’t "count on" the appreciation that will surely more than compensate for that by then. A house is always a nest for everyone living in it – this, in my opinion, includes that the bride can contribute to the concept of the shared home (which presupposes that you have already found her).
As for the equipment of a house at such a young age, don’t forget to relate the perfection to the fact that it is rather a dress rehearsal: the first house you build for an enemy, the second for a friend, and only the third for yourself
Whoever builds under 30 should, in my opinion, aim to create an attractive used property in five years. That means: install what will still be in lasting demand then – and forego frills; you allow yourself those at the next house. But all this is spoken theoretically, because with you I see the wish and budget still with too large a delta.