xMisterDx
2023-05-12 16:34:55
- #1
Don't bury your head in the sand right away...
I mean, you currently have 5,900 EUR... for two people... we have one child and about 5,000 household net income, and when the desire for a house became more urgent in 2018/19, we managed to set aside 1,500 EUR monthly without any big hassle. And at that time, we still had 1,000 EUR cold rent in Hannover List.
You should absolutely be able to save 3,000 EUR, rather 3,500 EUR per month. Then by 2025, you will have almost 100,000 EUR in equity, assuming 5% on the ETF.
You just have to want it. With the attitude "it is what it is," the dream of owning a house is currently only achievable for people earning over 10,000 EUR net per month.
I mean, you currently have 5,900 EUR... for two people... we have one child and about 5,000 household net income, and when the desire for a house became more urgent in 2018/19, we managed to set aside 1,500 EUR monthly without any big hassle. And at that time, we still had 1,000 EUR cold rent in Hannover List.
You should absolutely be able to save 3,000 EUR, rather 3,500 EUR per month. Then by 2025, you will have almost 100,000 EUR in equity, assuming 5% on the ETF.
You just have to want it. With the attitude "it is what it is," the dream of owning a house is currently only achievable for people earning over 10,000 EUR net per month.