DG
2017-01-25 10:12:02
- #1
Hello A-Team,
during my renovation phase, the first child was already there, we had relatively old cars, and at that time I also treated myself to a trailer, which I still use. A new car (nearly new) came later, although the kids really don't take any consideration for it at all. You solve the problem by choosing a black leather interior, which should be covered in the 39K, otherwise I would definitely reconsider buying the car with kids. ;)
Financially, both options work for you and ultimately you have to decide what is important to you.
Of course, you can buy the car now, then the capital is gone and you have to decide with any changes/extra costs in the construction whether you want to cover it with more debt. Conversely, you can postpone the car and see if you can "save" or hold back the 38K in construction, although that probably won't work. ;)
Still, I would initially mentally put 30k deep in the drawer and try to get the construction done without touching that sum. If that works, you have an old car during the construction phase and can calmly decide after construction which car it should be (then). If not, the 30k will just be "spent" on something that is more important to you in the end than having a new car immediately.
Best regards
Dirk Grafe
during my renovation phase, the first child was already there, we had relatively old cars, and at that time I also treated myself to a trailer, which I still use. A new car (nearly new) came later, although the kids really don't take any consideration for it at all. You solve the problem by choosing a black leather interior, which should be covered in the 39K, otherwise I would definitely reconsider buying the car with kids. ;)
Financially, both options work for you and ultimately you have to decide what is important to you.
Of course, you can buy the car now, then the capital is gone and you have to decide with any changes/extra costs in the construction whether you want to cover it with more debt. Conversely, you can postpone the car and see if you can "save" or hold back the 38K in construction, although that probably won't work. ;)
Still, I would initially mentally put 30k deep in the drawer and try to get the construction done without touching that sum. If that works, you have an old car during the construction phase and can calmly decide after construction which car it should be (then). If not, the 30k will just be "spent" on something that is more important to you in the end than having a new car immediately.
Best regards
Dirk Grafe