Hello, I recommend household insurance. Even if nothing has happened yet, I feel more at ease when I leave the house. Everything else would make me nervous. Best regards
you definitely need household insurance. insurers usually only object if something is inconsistent...
where does it say that household insurance is mandatory? Usually, insurance is purely a matter of personal discretion; anyone who only has old furniture, or even recipients of Hartz 4 benefits, don’t need something like that. According to probability theory, such things happen only relatively rarely anyway, and that’s exactly why insurers offer it, because they want to make money from people’s uncertainty :)
I would also say that insurance is not mandatory, but for anxious people it is certainly a reassurance. When I see all the insurance policies that are offered, wow, if you were to take out all of them, the money would be gone too :)
so I also have household insurance, even though luckily nothing has happened yet, you never know :) although of course the question arises, if I want to insure everything, what money do I have left then
That is always the question for me as well. Do I have to insure myself against everything? If yes, then I hardly have anything left from my salary. I do without [Hausratversicherung] and nothing has ever happened to me.