Meal time
Just received an email from the Dutch, they are increasing the forward surcharges....
previously it was 0.015% interest surcharge per forward month (first 6 months free)
thus 4 years in advance (48 months) the surcharge was 0.63%
from the day after tomorrow:
6 months free, then 0.015% per month, from the 13th to the 24th month then 0.025% interest surcharge!
afterwards (25-66 months) again at 0.015% (still)
thus the 48 months in advance would now be at 0.75% interest surcharge.
it is only a minimal change, but you can slowly notice that the banks are also tightening in this area... thus further rising interest rates can be expected