Floor plan review single-family house with basement on a slight slope

  • Erstellt am 2020-12-08 21:21:32

Kuzorra

2020-12-10 21:20:36
  • #1
I like the idea, however, I don’t immediately see how it can be implemented "in den Kinderzimmern problemlos". I can’t just move the doors easily in our floor plan....
 

11ant

2020-12-10 21:37:40
  • #2
Yes, at Westkind by about 30 cm and at Südkind soon about half a meter, I would estimate.
 

Kuzorra

2020-12-11 08:58:01
  • #3
Now that you say it like that ;-)
 

Michilo

2021-10-08 10:04:06
  • #4
Is there anything new here? Found the floor plan very interesting. Finally a house < 150m².
 

Kuzorra

2021-10-26 16:31:00
  • #5
Hi , sorry for the really long silence....
it's progressing - slowly but surely!

a) With the living spaces in the basement we are at ~176 m²
b) Last week we received the building permit :)

There is still a lot to do - I need to write an update for the forum at my leisure.

Currently, I am concerned about the financing question: We are aiming roughly for 1200€ as a monthly installment and have always planned the option of special repayments....
a) ....preferably take a better interest rate for 15 years or
b) fix the current low interest rate level for 20 years (or even longer?)?

a) - the question here is what interest rate one can get for the remaining 226 k€ as a follow-up loan

b) - here I pay almost 12 k€ more interest over the comparable period, which corresponds roughly to an average year of principal repayment


For 25 years the interest rate rises somewhat more strongly to ~1.25%. For a full repayment loan (about 32 years) you also gain no advantages.
 

Michilo

2021-10-28 14:36:50
  • #6
I did not count the rooms in the basement. I played around a bit with your floor plan and only used the basement as a technical room + storage space. Then it's only about ~140 sqm :) I'm glad to hear that! I hope you stay with it now and report a bit.
 

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