Financing confirmation from you

Hello,
Child benefits and her salary cannot be included in the financing plan. They are rather for other expenses. It would be too risky for me, what if she can no longer earn anything additional at some point, etc. Even the land alone I find already way too expensive.
Have another bank calculate this for you again, so you don’t have to sell everything again in 10 years if interest rates rise again.
Good luck

My "Speechless" post referred to this comment.
I think calculating whatever you want or seeing what fits the budget is up to each person. Tastes differ. But I wouldn’t be afraid given the conditions.

Oh, I see. It just read differently to me. Then I said nothing. :-)

I know someone with such a net salary who, as a single person, ends up with nothing left at the end of the month and who, although already saying that they live a high life, initially also wouldn't know where to save. Even the banks assume that with a higher salary, the monthly expenses per person in the household also increase. This means: whether the financing works depends on how high the expenses per month are.

... well, somehow the equity of 180000 has come together. So one can probably say that the money available was not handled recklessly and that the financing can also be serviced well in the future.

Congratulations on the great numbers! :)
No, I am not shedding a tear now :cool:

How it came about, he did not reveal. I also assume that it was saved up, but it could just as well have been inherited.

Wow, so many answers. Thanks first of all.
No, we have (not yet) inherited anything. No drugs or weapons sold ;-) Everything earned through honest work at the automobile manufacturer ;-)
Sure, our standard of living is high and we treat ourselves. But I think that’s okay.
My salary will also increase annually thanks to IG Metall, so in 10 years much more will come in.
The land prices are high, yes, but that’s just the way it is when you don’t want to live in the sticks. 50 km from here the price per square meter is €60. But you don’t want to live there.