Financing after separation, what happens next?

I would also look at what penalty payment can be avoided from the contracts. But this should be done cleverly, best to get some advice. Possibly one ends up breaking even in the current situation.

If no construction takes place, the land often has to be returned to the municipality at the purchase price. One is stuck with the incidental costs (real estate transfer tax and notary). If not, financing a plot of land is definitely possible if there is an agreement on who gets it.

He has to know what is possible and what is not. But you have the bank loan on your back anyway when it comes to costs, and you are currently surely selling a new building well below the construction costs. Fingerhaus is not exactly a bargain brand either.

Yes, but honestly, building is a very stressful phase and puts even emotionally very strong relationships to the test. Do you really want to go through that for a whole year with your ex-partner?

Is there an obligation to build, or can one keep the property alone and, for example, build with a new partner in 5 years?

(Temporary) renting out can also be a solution if you cannot easily cancel the house construction or do not want to give up the house yet. This way you "buy" yourself time in case you want to use the house yourself at some point. Possibly, the rent might cover the repayment of the loan.

Yes, but honestly, building is a very stressful phase and even emotionally very strong relationships are pushed to their limits.
Do you really want to go through that with your ex-partner for a whole year?

I see it the same way. If there are already problems with the EX partner now, how is the selection of materials and the supervision of the construction phase supposed to proceed?
There will be completely different problems ahead for both of them...
I would also try to get out of the house contract as much as possible. My opinion.

So, quitting time, now I can answer. I hope I can answer everything. We are not fighting, we just "only" disagree. Of course, there is a possibility that it will work out again. But that is written in the stars. Conditions: 1.1% for 10 years, after that a maximum of 2.95.

I would of course like to keep the house, but whether I can handle it is the question. Both fully employed. She finishes her training exactly in June 2023 and together we would have about 5000 euros available.

We have a fixed price including warranty at [Fingerhaus]. We also signed something (waiving the right of withdrawal), [kfw] is also already arranged.

She is taking it relatively easy in the whole matter and wants to burden me with it. At least that is how it comes across.

To what extent we can get out of the contracts, no idea. And if I ask now and in a few months it still works out, that’s also bad. Stupid situation

But hey, always stay positive and I thank you for the answers