Financing a single-family house approx. 450k - How to implement?

We have been postponing the interest rate hike for years and that will remain the case for some time. I do not expect a rise in interest rates but rather an interest rate explosion. However, this will only happen when hyperinflation occurs, and that will still take a few years. Then we will also see loan interest rates of 10% and upwards. That is why I, as a "conspiracy theorist," have financed for 20 years

Interest and inflation then cancel each other out again. So no reason to worry.

Interest and inflation then cancel each other out again. So no reason to stress.

From an economic perspective, interest and inflation, and thus wages, do indeed correlate. But in individual cases, that does not always work out.

Since it is not about the purchase price of the house at all, the topic is completely irrelevant.

Question:
How low can the monthly installment be with (very) high annual special repayments?

as well as:

How is a high variable income assessed by the bank?

It has now been a month since your last comment. Have you already been to the bank? It would be great if you could share your experience and information here. A thread/forum also lives from "solved" inquiries.