Finance Single-family house - Feasibility?

That's why I add it, otherwise it distorts in one direction or the other.

For the conditions here in the forum, cute 215K€. For me personally still way too much.

Congratulations on this healthy financing. I would also like this ratio between credit and income.

There is an E13 and a 9b in the room and you are discussing whether or how much can be saved?

Darling... In this constellation, I can save the entire net salary of the E13 and finance two children and a loan of 300,000 with the rest of the 9b.

Congratulations on this healthy financing. I would also like to have this ratio between credit and income.

It was different with our house construction 4 years ago and we had the same problem as many others: the financing started right away during parental leave and we only calculated with my wife working 30 hours instead of 35 as it is now. In addition, both of us have had bigger salary jumps since then. Naturally, the budget for the house construction was correspondingly lower than it might be under current conditions.

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Adorable... In this constellation, I can save the entire net salary of the E13 and finance two children and a loan of 300,000 with the rest of the 9b.

Uh, you do know what 9b Tv-L is, right? There aren't big jumps for 4 people. But it's true: if you want to save, two people can live off that salary.

I

Uh, you do know what 9b Tv-L is, right? Big leaps for 4 people are not possible there.
But it's true: if you want to save, two people can live on that salary

I don't know. Please explain!

E13 2,500 and 9b 1,600 euros. I estimate.