We were just at the local Volksbank and only received an offer with a land register entry. Unfortunately, they won't do it without that. In the end, we would have to pay the land register fees if we switch banks for the actual house financing, right? But we will get more offers.
These are not huge costs. Always look at what the best overall offer is.
Regardless of saving a few euros, I would find it much more important to avoid the bureaucracy with the registration. It only causes trouble and later delays the financing.
Regardless of saving a few euros, I would find it much more important to avoid the bureaucracy of registration. It only causes trouble and delays the financing later.
Which banks offer variable loans without registering the mortgage? Are there any "typical candidates" for that?
We were just at the local Volksbank and only received an offer with land registry entry. Unfortunately, they won't do it without it. In the end, we would have to pay the land registry fees if we switch banks for the actual home financing, right? But we will get more offers.
It certainly depends on the amount of the loan and the monthly repayment or fixed interest period.