Delete land registry entry from the developer

  • Erstellt am 2019-01-29 14:51:20

nordanney

2019-01-30 08:53:40
  • #1

It's not that simple...


Also not that simple. 2nd part is not yet due, so why should the bank then grant a deletion approval? It will be a legal tug of war.

Tip: See a lawyer. Unfortunately, the partial purchase price saved back then is now financially catching up with you at least a little.
 

11ant

2019-02-04 18:15:45
  • #2

Reminders interrupt statutes of limitations, and after obtaining a title, the claim remains valid without further reminders for 30 years.
 

Grundaus

2019-02-05 07:31:36
  • #3
That was not an official dunning procedure back then, and certainly no judgment. It was a letter shortly after the payment of the due purchase price, stating that I should still pay the deducted amount. I had previously threatened the bank with damages.
 

Grundaus

2021-01-25 11:03:13
  • #4
I wanted to report the current status. After I called the notary, they contacted the successor bank. Since the bank supposedly no longer had any documents and no claims against me, they are sending the cancellation approval. Since the developer no longer exists, I have to sign at the notary in their place. Apart from the fees at the land registry office, the whole process is free for me. I also wanted to have the mortgage of my financing canceled at the same time to save time and money. Since the loan runs until September, Sparkasse refuses to issue the cancellation approval, although the outstanding amount is very low, and they also refused early repayment because it was not agreed upon.
 

RomeoZwo

2021-01-26 12:32:37
  • #5
Then just wait until your remaining debt is paid off. Whether the release authorization from the successor bank sits in your file (or with the notary) for a year or is implemented immediately doesn't matter to you. You have it! I also had a release authorization for a right of way here (because the lines have not run under the property for 40 years) lying around for 2 years until the discussion/negotiations about the deletion of a repurchase right were completed.
 

nordanney

2021-01-26 13:22:04
  • #6
I don't see what's special about that. The loan is still running after all. The collateral could then, for example, no longer be used for refinancing through a covered bond = condition surcharge x%. In addition, contracts must be adhered to. Also normal. Would you simply accept an interest rate increase just because the bank feels like it?
 

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