Defining the financial framework, seeking recommendations for house sale/house construction/renovation

Good morning,
yes, I will then sell my house....

Good morning,
yes, I will then sell my house....

Equity ratios are probably clarified then? I ask so directly and neutrally because I had a similar situation in my circle of friends. During the construction phase, there was a breakup and a return to the ex.

Yes, the proceeds from the house sale go into my pocket. Since we are not married, it remains mine.. everything else will be settled separately

As long as one is living apart, the bank cannot calculate the figures/income. It may be that she has to pay quite a bit to the ex each month – who knows. The bank does not know.

The ex has a right of first refusal if he is currently listed in the land register.

the opposing party is somewhat problematic.

Is it currently also his house?

It can also be something like Russian roulette, financially investing in her house without being listed in the land register oneself.

No, the house belongs to her alone. It was purchased after filing for divorce. Maintenance payments etc. to the ex are almost excluded

No, the house belongs to her alone. It was purchased after filing for divorce.

One to three fewer problems!

Maintenance payments etc. to the ex are almost excluded

Yes, but THE unknown factor for the bank. DSL-Bank is a bit more open about that - they also accept single people or those living separately if everything else is in order (at least that used to be the case).