Criteria health questions credit

Also not when taking out the loan?

No health questions, only about salary.

To my knowledge, there are health questions only for life insurances and everything related to it like, for example, disability insurance.

No health questions, only about salary. As far as I know, there are health questions only for life insurances and everything that belongs to it, such as disability insurance.

Thank you. Then I would have to expand my question to when a life insurance is required. Can anyone say something about that?

No health questions for us either. It looks different with life insurance. Often, pre-existing conditions are not taken into account there. Essentially, the woman dies of pancreatic cancer because she had the disease ten years ago, and you receive nothing. Even if she is considered cured in the meantime .....

Often it is the case that pre-existing conditions are not taken into account there.

I thought it would be taken into account. Otherwise, why are there questions about health?

I thought it was taken into account. Otherwise, why are there questions about health?

Yes, that's what I mean, I expressed myself incorrectly... Otherwise, the rest of what I wrote wouldn't make any sense...

There were no health questions at the bank, only the recommendation (but not mandatory) to take out at least a term life insurance policy regarding the main earner. An offer for this was made to us immediately, but we did not accept it because there were better ones. For the RLV, there were also different variants and special features if it was taken out due to a property purchase... one of the special features was fewer health questions. But otherwise, the questions usually only concerned the last 3-5 years.