Construction performance insurance / fire insurance for turnkey buildings?

Who informs themselves beforehand is well off

Hehe, yes, you are absolutely right. Our construction start was moved forward from March/April to, attention, TOMORROW...

What I mean is your rights and duties as a builder
Because you will be called upon often enough as a builder, which you apparently will not expect

I see things differently when it comes to builder's liability insurance. That is quite urgent. But please check whether your personal liability insurance possibly already covers this. With comprehensive policies, this can definitely be included for your own home.

Unfortunately, my current liability insurance only covers up to €100,000. I found a nice liability insurance in comparison that covers up to €500,000. Unfortunately, the company tells me that it is forbidden to have two liability insurances at the same time. The policy of my current liability insurance is still valid until next year.

Very unfortunate, because the new liability insurance would cost less than half of the builder's liability insurance... I will take out a policy online today, which will then be valid from tomorrow.

By that I mean, your rights and obligations as a builder.
You will still be held liable as a builder often enough, which you apparently will not expect.

You're just rubbing salt into the open wound :P
It could certainly be more optimal, that is true

So, builder's liability insurance concluded. It's only 11 minutes before midnight. All easy!

Thanks already for your extensive tips! In the coming days, I will now take out the [Feuerrohbauversicherung] and [Bauleistungsversicherung]

Is there a recommendation regarding the amount of the insurance sum for the builder's liability insurance? Are 5 million sufficient or should it be 10 million?

For the construction work - what is insured when you receive a timber-frame house as a shell and then commission the interior finishing separately as a separate contract? What value should be applied here? House plus interior finishing or the completed construction sum (= including foundation slab, house & interior finishing & garage)?

The Stiftung Warentest recommends a minimum amount of 5 million.