Hyponex
2022-08-03 20:26:27
- #1
Submit documents, point out the current market conditions again, and see how the contract then looks (which you don’t have to sign if you don’t like it!) I can also gladly offer a current offer, just get in touch if needed. If you end up having 2 contracts to choose from, you can sign the cheaper one ;)Hello everyone, we are currently financing a construction with the bank. Since the beginning of July, we have had an offer from the bank in processing, which has been delayed for various reasons. Now our financial advisor has found that some documents are still missing, which we are now obtaining and submitting. Since the beginning of July, the interest rate has dropped and we would currently pay 60-70€ less per month. When we mentioned this to the bank advisor, he was (understandably from the bank’s point of view) not very pleased. The bank would have also kept the conditions with a higher interest rate, the whole financing has already been dragging on longer than normal, and in addition, we are initially in the position of having to provide documents, so we have to be fair. What do you think? We have not signed anything yet and could theoretically still decline or adjust the financing amount. I can partly understand the bank, but it is also not my fault that the bank is taking longer. Should we fight for the better interest rate, or would that only cause more trouble in the end?