Construction financing - offer in progress, renegotiating terms

2022-08-02 22:29:04

Currently paying 60-70€ less per month

That is a significant amount, I would renegotiate or switch banks. Clearly.

2022-08-02 22:40:29

Definitely renegotiate, the banks are used to that.

2022-08-03 07:19:18

Renegotiate. A good bank will adjust the terms

2022-08-03 07:24:14

In the case of a forward loan in March, our bank rejected the loan application we signed after review due to a formality previously discussed with the bank. This was by postal service, etc., after a period of 3 or 4 weeks. You can imagine what kind of interest rate change would have occurred during that time. In the end, it still worked out with some trouble and a bit of luck. What I want to say is: A bank does not act fairly there either. I also do not like to behave that way, but in this business relationship, it is purely about numbers and not about any feelings.

2022-08-03 08:48:15

How long is the current offer from the bank valid? 4 weeks is unusual and if documents are still missing, it was not a binding offer anyway. Therefore, my statement is also to renegotiate.

2022-08-03 11:45:52

In the case of a forward loan in March, our bank rejected the loan application we had signed after reviewing it due to a formality previously discussed with the bank. This was after a period of 3 or 4 weeks including postal delivery, etc. You can imagine what kind of interest rate increase that would have meant during that time. In the end, it still worked out with a bit of trouble and a bit of luck. What I want to say: A bank does not act fairly here either. I also do not like to behave that way, but this business relationship is purely about numbers and not about any feelings.

especially since the advisor couldn't care less whether the customer pays 0.2 more or not

his commission is the same and not margin-dependent

Construction financing - offer in progress, renegotiating terms

Tassimat

clausen77

HilfeHilfe

Pacmansh

Grundaus

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