Construction financing: Implementation, detailed data available

  • Erstellt am 2017-03-13 20:51:57

Evolith

2017-03-16 11:48:35
  • #1


You already noticed it yourself, often you simply can’t afford it anymore. For us, even 10 months means a certain period of saving, since I am the main earner.
When I ask the daycare workers, they all agree that one-year-old children adjust easiest during the settling-in period. The older they get, the more difficult it becomes (speaking very generally).
Our son probably silently made three crosses when he was finally allowed to go to daycare. He desperately needed the intense and long contact with other children. We were just boring him.
Ultimately, much also depends on the child. My little one already had no problem crawling away out of my sight at 6 months and at 10 months he simply followed strange dogs. Mama? Who’s that?!
The little girl (2 years old) of a friend, by contrast, still cannot properly integrate into daycare because she clings totally to her mom.

But well. Regarding the case of the OP, it would probably mean that a longer parental leave just isn’t possible. Or the plan for the house will be postponed until after the children’s round.
 

WilhelmRo

2017-03-17 07:57:43
  • #2


Isn't the parental allowance missing from the calculation? (67% of the woman's earnings for 1 year? Or split over 2 years).
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I find the two comments "other children are very shy and mommy's kids" because they supposedly started daycare too late almost typical ... and head-shaking. There are a million reasons why a person/child is shy, but sure - it's because the child only started daycare at 3 instead of 1 year. Well, and in 6 years you hear the same people say "yeah and my Kevin, he has an A in math. Your son too?" ... puke*
 

Danny87

2017-03-17 08:42:27
  • #3


That is already included in the income. It consists of: €2624 net (tax class 3) + €1569 / 2 (24 months parental allowance) = €3408
 

Arifas

2017-03-20 23:11:35
  • #4
I personally would find it too terrible to work full-time again with an almost one-year-old child and have to give the child away so much. Depending on the child's temperament, not every child can handle that easily and it can cause a lot of suffering. So I would never calculate so narrowly! Better to save a bit for the parental leave.

mit Tapatalk
 

bierkuh83

2017-03-22 02:35:24
  • #5
Check the costs for connecting the house. The utilities usually end at the property boundary (handover pillar, sewage shaft...) and then there's the roof drainage (into the sewer, cistern, infiltration)...

Anyone who keeps track of their expenses as well as you do should also be able to get the child planning sorted.. We are currently in parental leave with a similar situation.. it's going great, the costs go down since mom is at home.. Let's see how the daycare adjustment and return to work go... Basically, you can plan a lot, then life happens and you have to deal with it... A little kid is definitely something that resets all clocks...
 

bierkuh83

2017-03-22 02:42:38
  • #6
Oh, and one more thing I noticed, you don’t write anything about the electrical system... Is a [SAT-Anlage] included, network, motion detectors, etc... Frugality is good. Bringing the hut up to a minimum standard is good for the resale value.
 
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