Comparison of financing proposals - decision aid

2016-07-27 19:34:26

Thank you for your feedback! Waiting longer and hoping that the interest rate will decrease further is probably not effective either. The conditions are already not bad.

2016-07-28 07:12:50

Thank you very much for your feedback!

Waiting longer and hoping that the interest rate will go down further is probably not productive either. The conditions are already not bad.

a look into the crystal ball... hm :cool:

pure speculation, may or may not happen. At the moment it goes up and down by 0.1-0.2 from time to time. Many large mortgage institutions are even managing the application volume in order to be able to process quickly

2016-07-31 19:46:21

One last question...

We currently have 2 building savings contracts (each with a contract amount of 100,000 / savings interest rate 0.5% / loan interest rate 2.8%), each with 20,000 € saved up. I didn't pay any closing fee due to employee conditions.

Do you still see any point in these building savings contracts or should we simply invest the balance as equity in our project? Securing the possible remaining debt with one of these contracts probably doesn't make sense either?!

Thank you very much for your answers!

Best regards Björn

2016-08-01 07:28:05

One last question...

We currently still have 2 building savings contracts (each with a building savings sum of 100,000 / savings interest rate 0.5% / loan interest rate 2.8%), each with a balance of 20,000 €. I did not pay a contract fee due to employee conditions.

Do you still see any point in these building savings contracts or should we simply invest the balance as equity in our project? Securing the possible residual debt with one of these contracts probably does not make sense either?!

Thank you very much for your answers!

Best regards Björn

depends. If you come down with the interest rate by using the equity & keep the installment the same (with higher repayment in the annuity) then it makes

Similar topics
04.11.2009	Taking a loan for equity financing?	19
28.03.2011	Can we afford to build a house without equity?	14
20.07.2011	House construction: Equity / incidental construction costs realistic?	14
03.04.2012	Buying a house without equity?	29
30.04.2012	No equity, good income, financing feasible?	22
26.08.2012	Small single-family house, little equity but good income, is it at all feasible?	11
14.11.2012	KfW loan as equity capital - Who knows this financing?	10
19.03.2013	General questions about equity and construction costs	10
01.05.2013	No equity / existing consumer loans / financing possible?	11
20.06.2013	Problems with equity - real estate purchase	15
29.08.2013	Calculate equity and financing	12
27.02.2015	Financing plan: high equity / 2.67% / 15 years / full repayment	15
14.01.2014	Different share/equity for construction. How to write it firmly?	10
16.01.2014	Problems with bank - equity	10
20.02.2014	Equity - Reserve for Unexpected	44
17.06.2014	House purchase planned at the beginning of 2015 - No equity	41
02.08.2014	Does the bank require our own equity when taking out a loan?	11
21.08.2014	Is financing without equity realistic?	19
04.09.2014	How to use equity	14
05.10.2014	Building a house without equity	26

Comparison of financing proposals - decision aid

skybiker2000

HilfeHilfe

skybiker2000

HilfeHilfe