Building financing first offer

Show me.. who buys a plot of land in 2016 + house construction + incidental building costs for 170k? Especially 122m. Forget the catalog prices. All a rip-off

Not the plot + house construction + incidental building costs. Only the house construction costs 170,000 euros. The plot should cost 45,000 euros. The rest is for incidental building costs.

Back to the beginning: You can twist and turn it however you want -> 270k will not be enough for everything. On top of that, there is no equity ([>100% Finanzierung zu entsprechenden Konditionen]) and an ongoing car loan.

A sensible approach would be: pay off the car and save up equity. In 2..3 years, the interest rates will very likely not be significantly higher. I even believe there is still room to go down.

Not the plot + house construction + ancillary construction costs. Only the house construction costs 170,000 euros. The plot is supposed to cost 45,000 euros. The rest is for ancillary construction costs.

Do you already have a detailed offer with a description of construction services for the house? Then you could - preferably with the support of a specialist - check which construction costs are not yet included in the 170,000 euros. I guess that there will still be quite a bit coming together... The catalog prices are mainly to lure you in.