Building a house in a marriage-like partnership - How do partners secure themselves?

The costs can be kept lowest through marriage ;-) Of course, there are always reasons not to marry, but sometimes also rational (financial) reasons to do so. You should at least think about it, because it is bureaucratically much easier and cheaper to deal with.

The costs can be kept lowest by getting married ;-) Of course, there are always reasons not to marry, but some of them are also rational (financial) reasons to do it. You should at least consider it, as it is bureaucratically much easier and cheaper to act.

We have already talked about it. However, I was told that I should by no means justify "the question" with such arguments ;)

It is not unlikely that we will get married in the next few years. However, currently, with building a house and the upcoming first child, there is too much happening at once to also get married "on the side."

Maybe the following is an option for us to keep costs low?:
"If the couple plans a later marriage, and one partner acquires or builds a property beforehand, he can have joint ownership registered in the land registry for the other partner under the condition of the marriage. Through these regulations, the partners can save taxes and – should it not come to a civilly authorized marriage – also the costs for a retransfer. The agreement should simultaneously regulate which ownership rights shall apply after a later marriage and in the event of inheritance." [Source: Internet guide]

Best regards.

A term life insurance policy can be taken out crosswise for unmarried couples, then the problem with taxes does not exist.

But that is only part of the solution.

A registered partnership is marriage for same-sex couples. A lot is currently being confused here that has absolutely nothing to do with each other!

Maybe you approached the matter in the wrong order ;) Your better half is right and she probably wants a nice wedding with a church ceremony, etc., which is not something you just throw in casually, BUT: you can also celebrate later if absolutely necessary, and you just have to soberly admit that you bind yourselves much more through a house and children than a marriage (legally) ever could. If neither of you has massive debts or any widow’s/widower’s pensions, or alimony from previous relationships, then why not get married? Getting married is relatively inexpensive and secures both of you best. Everything else is just significantly more complicated and expensive (both now and in the hopefully not occurring event of death).

Sorry for being so unromantic, but you seem to be considering this anyway. Then it should also be your option 1. Only if that is not feasible would I deal with partnership agreements, wills, inheritance taxes, etc.