Bavarian Housing Construction Program and Land Register Entry

  • Erstellt am 2017-01-26 16:03:24

Stockheim

2017-01-30 11:47:38
  • #1
As far as I know, the loan must also be applied for and approved by [Labo] before contracts are signed or construction begins. If you are already quite close to the start of construction, there could be difficulties here. It is probably then more sensible to waive [Labo].
 

toxicmolotof

2017-01-30 22:47:52
  • #2
Please consult another tax advisor regarding the grace period. We had significantly less time in between and no one cared.

Does your father even know about the plan that you want to gift half onwards? Well, well... He gives it to you and you (not him!) give it to your wife. No chain gifting. (Warning: layperson opinion with personal experience).
 

DG

2017-01-30 23:21:41
  • #3
Also a layperson's opinion, so be sure to consult a tax advisor: the "gift" to the wife arises automatically through the marriage if both also sign the loan or if the installments are debited from the joint account.

If the installments are debited from an account that can be explicitly attributed to one spouse, it may be different, but I believe the case described by the OP can be resolved.

Best regards
Dirk Grafe
 

HilfeHilfe

2017-01-31 07:26:08
  • #4
hm layman’s opinion, in marriage with a community of accrued gains. If he doesn’t give anything before, he has the initial assets, not her. Nothing is gifted in advance
 

JoeHo

2017-02-08 10:44:27
  • #5
Ok, I was at the responsible office again and firmly pursued my interests. The following came out:
    [*]my father can transfer the property to me [*]I alone must apply for the loan at Labo [*]the other loans must also be financed by me personally [*]the burdens of both loans must be bearable for me [*]we will get a 40,000 Euro Labo loan [*]the bank loan must be finalized first and then the Labo loan [*]processing time about 2 weeks [*]the approval of the Labo loan must be before the start of construction
I hope it helps you a bit as well. Thank you for your support
 

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