Annuity loan vs. home savings contract - comprehension questions

  • Erstellt am 2017-12-26 22:47:13

HilfeHilfe

2017-12-27 10:37:43
  • #1
Building society savings contracts are often misused because something big is usually planned in 20 years (heating), better to use anu and special repayments. 20 years and 2% are also completely fair
 

Zaba12

2017-12-27 11:46:39
  • #2


If 2% is fair for you, then what is 1.68% for you?
 

HilfeHilfe

2017-12-27 12:50:48
  • #3
Building savings contracts are often misused because something big is planned in 20 years (heating); it's better to use anu and special repayments. 20 years and 2% are also completely fair

even fairer. Normal competition. You don't even have a loan offer yet and are only referring to a non-binding condition offer. Let's wait and see what finally comes out
 

Zaba12

2017-12-27 13:01:39
  • #4
I agree with you. If it turns out differently, then Europace's approach with the reservation of conditions and the preliminary telephone check at the bank should be questioned in general!?!
 

HilfeHilfe

2017-12-27 13:04:11
  • #5
Take a look at the document from the broker. It always says something like subject to the examination of the property and borrower by the financing bank. You can also make fictitious entries to get 0.8%.
 

Zaba12

2017-12-27 13:18:11
  • #6


Did you receive the terms that you signed with your loan application?
 

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