Rumpelkopf
2018-06-13 22:26:20
- #1
Well, basically it should be possible to split the [Bausparverträge] and this could lead to an allocation maturity.
The more external capital is used in the financing (this includes actual equity but also externally financed equity), the lower the loan-to-value ratio mentioned here correctly by someone, and the lower this is, the better conditions the bank can offer you.
Even if the [Bauspardarlehen] has a somewhat higher interest rate, the blended interest rate can be lower considering the much larger loan (with the better interest rate). I would have your bank calculate this individually for you.
Sometimes existing [Bausparverträge] can be real treasures if used sensibly in the overall concept.
The more external capital is used in the financing (this includes actual equity but also externally financed equity), the lower the loan-to-value ratio mentioned here correctly by someone, and the lower this is, the better conditions the bank can offer you.
Even if the [Bauspardarlehen] has a somewhat higher interest rate, the blended interest rate can be lower considering the much larger loan (with the better interest rate). I would have your bank calculate this individually for you.
Sometimes existing [Bausparverträge] can be real treasures if used sensibly in the overall concept.