Transfer of old, non-assignable mortgage charge

: The suggestion to transfer even came from Debeka itself, as it was said that this could save costs. Not a huge amount, but still a bit.

: The suggestion to transfer actually came from Debeka themselves, as it was said that this could save costs. Not a huge amount but a little bit.

Not a huge amount but a little bit... I would have already dropped out there. Especially since house transfers, old documents, etc. are always an issue

Delete + NEW

Well, I was not aware that this posed such a problem, especially since we had discussed it with the consultant and he had even suggested it. The cleanest solution would of course be the deletion and a new entry...

Ok, but I can’t give power of attorney for my father’s account number, can I?!?

You are not giving power of attorney, only providing an account number. The mortgage belongs to you. Where is the problem?

that you could save costs with it.

You are doing that properly.

Well, I wasn’t aware that this is such a problem,

There is no problem.

The cleanest solution would of course be the deletion and a new entry...

There is no difference between the two options. Only the price differs.

Well, I would then provide my father's account number above, through which the loan was originally processed, and below I would give Debeka authorization to obtain information about the loan amount, handling, etc. And I had nothing to do with the handling at that time; it was all done through my father. Hence my difficulties in understanding that I am providing data and granting authorizations here about something I had nothing to do with. Or what information does Debeka want to obtain with the authorization?!?

Or what kind of information does Debeka want to obtain with the power of attorney?!?

Just don't overthink it. It's a standard form. Just fill it out, feel free to cross out what bothers you, and send it back. Don't make life harder for yourself.