Small techniques of inheritance into the amount of financing?

2021-10-25 21:26:38

Good evening,

in my opinion - of course it depends on the other circumstances - 700,000 euros is also possible. 1 percent repayment, on the other hand, is difficult. Usually, only ING offers that, and they do not do 100 percent financing; the loan-to-value ratio may be a maximum of 95 percent.

But for that, you would really need detailed information.

2021-10-26 09:26:01

Good evening, so in my opinion – of course it depends on the other circumstances – 700,000 euros is possible. 1 percent repayment, on the other hand, is difficult. This is usually only offered by ING, and they do not provide 100 percent financing, but the loan-to-value ratio may only be up to 95 percent. But detailed information would really be needed for that.

well, ING also does 100% financing, but the interest surcharge from 95% to 100% is so high that it doesn’t make sense. better to prove 5% as equity, finance 95% with ING, and then make the 5% as a subordinated loan afterwards, which is much cheaper in terms of conditions.

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Small techniques of inheritance into the amount of financing?

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