Repayment options for risk-averse people

For fixed deposits, several banks promise 1.5%. I can't tell you whether you can trust these banks.

Hi first of all :) The following situation. We have concluded a financing for 10 years at 0.96%. It has been running for one year already. Repayment will begin next month. Since we have planned special repayment, but interest rates are rising, I wonder what other options there are for risk-averse people. I am looking for an option to invest €5,000-10,000 every year and get more p.a. than I pay in interest.

the question will rather be: will the financing be paid off in 9 years? In other words, fully paid? What about the remaining debt? Small amount = can be ignored large amount = can you still afford it if the interest rates are at 5% (even if not so likely)? Currently the economy is going down, so are stocks, ETFs, etc. That means it probably won't be easy to find something good (although over a 9-year perspective you can also buy blindly, as you should be able to easily make 3-6%).