Question regarding the feasibility of financing

Our shell construction basically doesn't exist in reality

It still depends a bit on the equity, right? As I said, no chance with the salary alone and without inheritance if you have kids. As a couple and with decent equity, of course doable.

So without any support from the parents, I actually also consider it pretty impossible. We have quite a bit of equity through free living and a lot of active support and we are still pretty much at the limit of what is doable with 5k. But there are still cheaper regions in Bavaria. In Hof, you can definitely get further with 5k than in the metropolitan areas of the major urban centers. : I think we won’t agree on parental support. I would only speculate that your parents themselves are not wealthy and that it would understandably be difficult for you to accept support from them. During studies, for example, it is even legally required that parents financially support their children, so the legislator obviously also sees that as financially reasonable. Why shouldn’t a child be allowed to accept the help that is rightfully theirs? You may have accepted Bafög for that and partially financed your studies at the state’s expense?

Well, I know it sounds stupid and doesn’t get me anywhere, but it annoys me a bit that we studied for a long time and put up with the daily stress of a 42-hour job and that Until we are 65 and are Calculating whether children are included with the House ... no, expressed wrongly: they are included but with many restrictions ... then no more eating out, no more Getting nails done etc pp .... I have to think about whether I want that .... And it drives me crazy that we worked so hard and next door there’s a building plot given away and at 26 an 800k house was built on it ... But that’s just how it is, someone who lives in London will know all about how unfair it is and how much two hours of commuting per day annoy them .... But the advice to move somewhere else rubs me the wrong way .... Family lives here, job is here, what Am I supposed to do in Lower Saxony without the job and the family ??