Planning for a single-family house

Hello everyone,

I am new here and have already read a bit. Nice information so far!

My wife and I want to build a house and have started to inform ourselves on the internet. Since the variety of information is very high, I hope to get a few tips here on the procedure and the process of how to approach such a thing.

Maybe some data:
Equity capital: approx. 40 thousand euros
Building savings contracts: once 20 thousand euros (30% saved) and 30 thousand euros (15% saved). Therefore, not yet ready for allocation. But we have to clarify that with the building savings agent. Possibly one-time payments.
Land not yet available. Land with infrastructure available for approx. 50 thousand euros.

Existing knowledge about the costs:
- Notary fees
- Additional construction costs
- House construction
- House finishing
- Outdoor facilities

What other costs arise? Especially the costs that have nothing directly to do with the house? Is there an overview of the costs when building a house?

Regards

I’ll just copy the data from Epis website here. I think the overview is great.
Regionally there are certainly some deviations, but it gives a good reference point.

1. Property

[*]5% real estate transfer tax - varies by municipality
[*]possibly broker fees, approx. 3.5% of the land price, varies by municipality
[*]approx. 1.5% notary costs, calculated from the land price
[*]3 x registration in the land register (1. preliminary reservation of conveyance, 2. transfer of ownership, 3. registration of the mortgage)

2. Financing

[*]Possibly consulting/closing costs for financing, approx. 1.5% of the total loan amount
[*]Approx. 0.25% commitment interest, based on the loan amount

3. Construction preparation

[*]Approx. € 2,800-€ 3,200 surveying service (qualified site plans / altitude survey / staking out / building survey)
[*]Preparation of soil report, approx. € 1,200
[*]Provision of connections for construction water / construction electricity, approx. € 6.00 - € 8.00 rent for standpipe/day, approx. € 300.00 rent for construction electricity meter
[*]Fees (for house number, drainage approval, building permit), approx. € 1,000.00 – € 1,500.00, varies by municipality
[*]Fire/Builder’s liability insurance approx. € 80 - € 150.00/year, depending on insurance company

4. Earthwork

[*]Removal of excess soil (normal soil conditions) for basement, approx. € 1,500
[*]Internal development (wastewater/rainwater pipes), approx. € 2,500 – depending on the pipe route
[*]Inspection shafts, soakaway or infiltration shaft, approx. € 1,900.00 - € 2,200.00
[*]Reserve for additional foundation costs approx. € 8,000

5. House connection costs

[*]Electricity/gas/water/telecom, connection to the sewer, approx. € 8,000.00 - € 8,500.00 - varies by municipality

6. Fees

[*]Acceptance of the drainage line, approx. € 150.00 - varies by municipality
[*]Chimney sweep (acceptance of chimney / gas system - note fee is charged 2x), approx. € 200.00 - varies by municipality
[*]Cadastre office (transfer of surveyor’s data into the property map), approx. € 150.00 – varies by municipality

Total approx.: Euro 35,000 – 40,000.00

Hello Muskeltier,

that is a great approach. Thank you very much! I will take a look at it right away.

What is the Epis?

Regards

What is the Epis?

Regards

A user here!!! :D

Hello,

Ein User hier!!! :D

Well, that explains why Google doesn’t show anything related to building :-)

Regards

A user here!!! :D

Not just a user, but a moderator. :D