DGF89
2013-01-07 18:56:29
- #1
Hello,
Since I am only just starting to work now, but with about €2500/net, we are not yet able to get a loan for a plot of land. However, we have a plot in sight in the town we want to move to. There are hardly any free plots left there, so we want to secure the plot as soon as possible, even if we only want to build in a few years.
Now we have thought that my parents take out the loan and buy the plot (€23,000) and we pay the installments for it, which would not be a problem.
When the loan is paid off, could my parents gift me the plot? The gift tax only applies from €400,000 in this case.
Is that allowed and possible?
Since I am only just starting to work now, but with about €2500/net, we are not yet able to get a loan for a plot of land. However, we have a plot in sight in the town we want to move to. There are hardly any free plots left there, so we want to secure the plot as soon as possible, even if we only want to build in a few years.
Now we have thought that my parents take out the loan and buy the plot (€23,000) and we pay the installments for it, which would not be a problem.
When the loan is paid off, could my parents gift me the plot? The gift tax only applies from €400,000 in this case.
Is that allowed and possible?