valenci
2016-07-05 14:03:40
- #1
Hello everyone,
I hope you can help me. The follow-up financing for our house was unfortunately rejected (negative Schufa entry). The house is worth €350k. It concerns a follow-up financing of €150k. The bank asked me to look for another bank. Unfortunately, without success, as every bank criticizes the negative Schufa entry. The negative Schufa entry has not been visible since 01.2018. From this point on, follow-up financing would not be a problem. The income is never criticized, only the negative Schufa entry. We are still looking. Hope dies last. If we should not find a bank, is the bank allowed to terminate the loan for the time being and charge us the outstanding amount? The fixed interest period expired already in March and has since been running variably at a slightly higher interest rate.
Thank you very much for your efforts.
I hope you can help me. The follow-up financing for our house was unfortunately rejected (negative Schufa entry). The house is worth €350k. It concerns a follow-up financing of €150k. The bank asked me to look for another bank. Unfortunately, without success, as every bank criticizes the negative Schufa entry. The negative Schufa entry has not been visible since 01.2018. From this point on, follow-up financing would not be a problem. The income is never criticized, only the negative Schufa entry. We are still looking. Hope dies last. If we should not find a bank, is the bank allowed to terminate the loan for the time being and charge us the outstanding amount? The fixed interest period expired already in March and has since been running variably at a slightly higher interest rate.
Thank you very much for your efforts.