It will now also work with KfW55 and 36 cm masonry walls here.
Masonry on the ground floor and attic requires λ=0.07 - probably filled brick or aerated concrete.
Windows Uw 0.9.
Roof insulation must be a total of 32 cm...
I don't believe so, or rather, the additional investment will not be in any proportion to the "better" conditions. At least with the current interest rates.