KFW grant / Change of person responsible for the renovation

Hello, I have a question for you. My mother (owner of the property) has submitted a KFW application for renovation for 3 residential units. (€180K) This was planned because she intended to move in there, which was also confirmed. But now the children want to move in there, and the children want to take out the loan for the construction project. If our mother transfers the property to the children before the construction project, is the KFW application also valid for the children? Or can a name change on the KFW application be requested? Or how should this be handled? Or does it not matter who the applicant for the construction project is or the KFW application? Thank you very, very much to everyone.

If our mother transfers the property to the children before the construction project, is the KFW application also valid for the children? Or can a name change of the KFW application be requested? Or how should this be handled..?

Or does it not matter who the applicant for the construction project or KFW application is.

No. The builder or renovator counts, that is, the owner. The owner submits a financing application. They have to be solvent. The house is only the object in question.
So if your mother does not want to proceed but wants to transfer her assets, the application becomes void or the bank will come back to her...
New owner, new financing.

No. It counts who wants to build or renovate, i.e. the owner. The owner submits the financing. They must be creditworthy. The house is just the object in question. So if your mother does not want that, but wants to transfer her assets, the application becomes void or the bank will come back to her… New owner, new financing.

Thank you for the answer. She is still creditworthy. However, it was previously planned that she would move out of her current house and into the house that is being renovated. And that we children would buy the current house where my mother lives and move in there. However, my parents are now staying in their current house, and we want to renovate and take out the loan, but then it probably won’t work with this KFW application..

Thank you for the answer. She is still solvent. However, it was previously planned that she would move out of her current house and move into the house that is being renovated. And that we, the children, would buy the current house in which my mother lives and move in there. However, my parents are now staying in their current house, and we want to renovate and take out the loan, but then it probably won't work with this KFW application..

In the end, does KFW really care who the invoices come from? The renovation/plan remains exactly the same. Our house bank itself would have no problem with it if KFW has no problem.