Is the interest rate for buying a house too high?

Good example of the negative meaning of the word "ab". From 0.95% for 10 years does indeed include 1.5%. ;)

Seriously - it definitely depends on your brought-in equity, your income, and the bank's valuation of the house. Negotiating and comparing will be worth it, but for top rates you would need to bring significantly more capital.

Thank you very much first. Have now engaged a financial broker. Am excited.

Yesterday, I was offered 0.94% for 10 years by the local Sparkasse. After 5 minutes of negotiating, I ended up at 0.77%, including one free repayment change per year and 12 months of commitment.

Can you please give me some negotiation tips? :)

Try "What is final price".

Try "What's your final price".

Very helpful! Thanks for the tip! Let's see if I can stretch this question for 5 minutes..

Classic beginner's mistake. That means "Hey bro, what's the last price" ;)