Is home financing possible for old buildings?

I think you are too fast.... First, you have to get an idea of the total costs. 120,000 seems too low to me. Does it need to be renovated/refurbished? Then you have to consider, do you want to finance a house for the next 20 years, and above all maintain it? Then go to any bank and get advice. Do that 2-3 times and try it in parallel with an independent financial advisor. If the bank then thinks they will give you the loan, and you think you have secured the best conditions for yourself, then think again whether you really want that. If everything fits: Have fun with the house. :D

I already did the whole thing 2 years ago, the banks promised me, but no written binding offer, first I have to have the property.

Of course I have to work hard for the house, but I have to live anyway...

Hello Rachel, I think you definitely need to invest something into the house. With 120,000 euros, that seems really very little to me. If you have to invest something, definitely make a detailed plan and scan all receipts. Best regards