Investment as equity capital, how much should be kept as reserves?

2016-09-22 13:07:11

The question was, I believe, whether one can afford a cleaning fairy despite building a house and whether it would then be reasonable for her to wash the laundry using the washboard instead of the washing machine.

2016-09-22 20:33:13

As a rule, companies establish a GmbH and are no longer liable with their private assets. It would definitely be advisable when confronted with high risks. [QUOTE]Whoever "has to" buy a washing machine for €300 from Candy or something (there are also Privileg and other brands) should perhaps reconsider building a house. And a Miele does not just come out of the monthly income for everyone on the side.

In part, you may be right, on the other hand, you also "don't have to" own a Miele to be "allowed" to build a house. We currently also still have a cheap machine for €400. It is now 5 years old and will run until it gives up. And then there will be a new machine. Most likely a Miele or something similar. And yes, this will still come out of the monthly income, at most from 2.

2016-09-22 20:55:22

As a rule, companies establish a GmbH and no longer are liable with their private assets.

Google "managing director liability," especially as a managing partner. It is far from being as rosy as one might think.

In Germany, there are approximately 520,000 GmbHs; in contrast, there are about 2.1 million sole proprietorships as well as another 400,000 partnerships, most of which are GbRs.

2016-09-22 22:02:54

As a rule, companies establish a GmbH and no longer are liable with their private assets. It would definitely be advisable if one is confronted with high risks.

Every managing partner who applies for a bank loan for his GmbH must still provide a guarantee over his private assets as collateral. The GmbH must offer many other securities for the bank to waive this.

Investment as equity capital, how much should be kept as reserves?

Peanuts74

Payday

Alex85

Musketier