"Intermediary" bank for KFW270 (Photovoltaics and Storage) sought

  • Erstellt am 2021-10-08 08:07:00

Snickweg

2021-10-08 08:07:00
  • #1
Does anyone have a "transmitting" bank for KFW270, my house bank and others do not do this, they prefer to offer only in-house loans. All savings banks and unfortunately also the Umweltbank do not do this.
 

Zubi123

2021-10-08 08:57:33
  • #2
Why do you absolutely want to choose program 270? Under the current conditions, the house products from [Sparkasse] and banks are likely to have similar conditions and are usually a bit more flexible.
 

Snickweg

2021-10-08 09:11:53
  • #3
Unfortunately, they are still a bit more expensive, but -that's true- also more flexible, what I would like is the repayment-free period, only KFW offers that.
 

Rumbi441

2021-10-08 09:17:57
  • #4
If they do not want to process this, then report this procedure to [KFW]. The bank is obliged to do so!!!
 

face26

2021-10-08 10:11:18
  • #5


Is that so? What is the basis for this claim?

That's a well-known problem. If you haven't already included the KfW loan in your house financing, etc., but at some point want to get 15,000 EUR separately from the KfW for a photovoltaic system, you won't find any bank that does that. The bank has to conduct a complete risk assessment, including collateral, etc. That's a lot of effort. Occasionally, I've also read here that someone succeeded, but quite often that you can't find anyone.
 

Rumbi441

2021-10-08 11:05:03
  • #6
I think I once read that, I'll look for it... but that also follows from the practical aspect and the meaning anyway, that there must be an obligation for the banks. This "additional effort" of risk assessment and collateral must be covered by KFW through some kind of flat rates.
 

Similar topics
03.05.2011KfW loan okay or is there a cheaper option?10
10.04.2013Is financing for a single-family house feasible?20
05.12.2014External valuation before loan approval?12
03.05.2015Financing with KFW, expert's signature14
04.06.2016Why is financing so difficult?81
17.11.2015Is financing for a semi-detached house feasible?20
01.03.2019Is the KFW loan not registered in the land charge?11
21.03.2021Land registry later than planned - save KfW funding18
14.06.2022KfW BEG funding stopped 261, 262, 263, 264, 461, 463, 4641239
28.02.2023Evaluation of Savings Bank Interest Offer17
22.12.2024Old building - Purchase and renovation with KfW16

Oben