Volkmann
2014-07-10 23:52:27
- #1
Hello,
we were at the bank regarding a loan and now I would like to know your assessment whether the offer (annuity loan) is somewhat acceptable or if it is far too bad.
House price: €250,000
including incidental purchase costs and renovation: €300,000
Equity: €100,000
Loan amount: €200,000
Interest rate fixed period: 15 years
Term (full repayment): 15 years
Effective annual interest rate: 2.84%
Annual special repayment: up to 10% possible
Repayment amount may be changed 2 - 3 times during the term.
Regards,
Volkmann
we were at the bank regarding a loan and now I would like to know your assessment whether the offer (annuity loan) is somewhat acceptable or if it is far too bad.
House price: €250,000
including incidental purchase costs and renovation: €300,000
Equity: €100,000
Loan amount: €200,000
Interest rate fixed period: 15 years
Term (full repayment): 15 years
Effective annual interest rate: 2.84%
Annual special repayment: up to 10% possible
Repayment amount may be changed 2 - 3 times during the term.
Regards,
Volkmann