Household insurance

I want to move in with my boyfriend soon and now I have a question about [Hausratversicherung]. In Switzerland, do you have to take out a [Hausratversicherung] for each person living in the household, or are there [Hausratsversicherungen] where all persons in the household, in my case 2 adults, are insured?
I have the same question about the [Haftpflichtversicherung].
Thank you!

Hello,

Yes, you can combine the liability and household insurance. This is also sensible and cheaper in a cohabitation.

Hello,

Yes, I recommended this combination to our daughter a week ago as well. She is moving in with her boyfriend now and of course needs these two insurances. It is important to compare the rates, as there are often significant differences.

Hello,
So, household insurance is the most important insurance for me. Damage can occur quickly and the financial consequences are often significant. Rental apartments are particularly affected, as other tenants can also be harmed here.

Both insurances are important and should be taken out. Such a combined insurance pays off. However, it is important to compare the premiums. Also, do not choose the insured amount too low. Underinsurance only causes harm.

Exactly, these insurances are extremely important and everyone should have them. However, I once read that there are some tenants who do not have such coverage.

Here, as a landlord, you can lay out the cards if damage caused by the tenant has occurred.

These insurances also apply to married couples.