lyander
2011-12-14 23:34:33
- #1
Hi everyone!
The following situation – my wife and I want to build in Berlin.
The plot has been found and I already have the preliminary contract in hand.
At the same time, we are looking for a construction company to go through with it.
Since we don’t have 300k in our pocket, financing naturally comes into play.
Basically, we now have 2 options from the F-consulting that suit us –
one with and one without KFW.
For the loan application with KfW, for an Efficiency 70 house, in our case,
KfW wants the application form filled out and signed by the construction company.
So, and here’s the thing: the company we (actually) want to build with,
now said – no no, you won’t get anything without a contract.
The reasoning was, I quote:
“The subject of this application must be a specific project, consisting of a construction contract and a corresponding thermal protection certificate, taking into account the plot-specific conditions.”
So, all true to the motto first sign, negotiate later.
That made us very suspicious, especially since the F-consultant said
that usually reputable companies sign such an application without any ifs or buts,
when it’s a run-of-the-mill project.
And it IS a run-of-the-mill project, a house from a catalog. Above all, I studied civil engineering myself, so as for “plot-specific conditions”...
such nonsense.
My question to you, dear forum members – what experience have you had with such KfW applications and construction companies?
What do you think, is it still worth talking to the company?
So far, we have only had one conversation with the project manager with the ^ company, and one conversation with the F-consultant (whom we have now dropped). The house already appeals to us,
but since we want to change the layout on the ground floor (because of an otherwise unfavorably located entrance), we naturally wanted to talk to planners first and see a few examples of the changes.
And the project manager now comes with “first sign, then negotiate”...
I really don’t like that.
Thanks for your opinions!
L
The following situation – my wife and I want to build in Berlin.
The plot has been found and I already have the preliminary contract in hand.
At the same time, we are looking for a construction company to go through with it.
Since we don’t have 300k in our pocket, financing naturally comes into play.
Basically, we now have 2 options from the F-consulting that suit us –
one with and one without KFW.
For the loan application with KfW, for an Efficiency 70 house, in our case,
KfW wants the application form filled out and signed by the construction company.
So, and here’s the thing: the company we (actually) want to build with,
now said – no no, you won’t get anything without a contract.
The reasoning was, I quote:
“The subject of this application must be a specific project, consisting of a construction contract and a corresponding thermal protection certificate, taking into account the plot-specific conditions.”
So, all true to the motto first sign, negotiate later.
That made us very suspicious, especially since the F-consultant said
that usually reputable companies sign such an application without any ifs or buts,
when it’s a run-of-the-mill project.
And it IS a run-of-the-mill project, a house from a catalog. Above all, I studied civil engineering myself, so as for “plot-specific conditions”...
such nonsense.
My question to you, dear forum members – what experience have you had with such KfW applications and construction companies?
What do you think, is it still worth talking to the company?
So far, we have only had one conversation with the project manager with the ^ company, and one conversation with the F-consultant (whom we have now dropped). The house already appeals to us,
but since we want to change the layout on the ground floor (because of an otherwise unfavorably located entrance), we naturally wanted to talk to planners first and see a few examples of the changes.
And the project manager now comes with “first sign, then negotiate”...
I really don’t like that.
Thanks for your opinions!
L